Personal Finances
For those who want better control over their finances. Group members will learn how to eliminate debt, protect against financial hardship, and invest in the future. They will create a financial plan and follow a budget. Spouses are encouraged to attend together. This workbook includes the booklet My Foundation for Self-Reliance

WHAT IS A SELF-RELIANCE GROUP?
A self-reliance group is different from most Church classes, lessons, andworkshops. There are no teachers, leaders, or trainers. Members of thegroup learn together and support and encourage one another. We hold each other accountable for our commitments and we counsel together to solve problems.
WHAT DO GROUP MEMBERS DO?
At meetings, group members commit to act. We not only learn but alsodo the things that make us self-reliant. We make commitments, help each other keep the commitments, and report our progress. Because thegroup works as a council, it is important to attend meetings regularly and on time. Always bring this workbook and the booklets My Foundation:Principles, Skills, Habits and My Path to Self-Reliance. Each group meeting should take about two hours. Acting on our commitments will take one to two hours per day.
WHAT DO GROUP FACILITATORS DO?
Facilitators are not experts in business or teaching. They do not lead or teach the group. They simply help the group follow the materials exactly as they are written. A self-reliance specialist typically facilitates group meetings; however, group members may be assigned to facilitate after several weeks, if needed. To learn more, see the Leader Guide and videos atsrs.lds.org.
CERTIFICATE OF COMPLETION
Group members who attend meetings and keep commitments will qualify to receive two certificates from LDS Business College: a certificate in business entrepreneurship (see pages 197–198 for requirements) and aself-reliance certificate (see page 29 in My Foundation ).
Resources
Video Resources
Chapter 1: Becoming a Wise and Faithful Steward
Chapter 2: Becoming Unified in Our Approach to Finances
Chapter 3: Paying Tithes and Offerings
Chapter 4: Creating a Budget
Chapter 5: Sticking to a Budget
